Terms of Service for Clear Trac Solutions LLC

Last Updated: November 21, 2025

IMPORTANT: Please read these Terms of Service carefully before using the https://cleartracsolutions.com/ website (the "Service") operated by Clear Trac Solutions, LLC ("us", "we", or "our"). These Terms constitute a legally binding agreement between you and Clear Trac Solutions, LLC.

1. Acceptance of Terms

Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Service.

By accessing or using the Service, which includes engaging with our website, content, and initiating inquiries or purchases of our services, you agree to be bound by these Terms. If you disagree with any part of the terms, then you do not have permission to access or use the Service.

2. Description of Service

Clear Trac Solutions, LLC provides services related to credit repair and business funding solutions. The "Service" encompasses access to our website, informational content (including free guides and quizzes), consultation scheduling, client portal access, and the professional services we provide (including credit report analysis, dispute preparation and submission, credit building guidance, and business funding consultation).

3. Services and Purchases

If you wish to purchase any service made available through the Service ("Purchase"), you may be asked to supply certain information relevant to your Purchase, including, without limitation, your credit card number, the expiration date of your credit card, and your billing address.

You represent and warrant that: (i) you have the legal right to use any credit card(s) or other payment method(s) in connection with any Purchase; and that (ii) the information you supply to us is true, correct, and complete.

The Service may employ the use of third-party services for the purpose of facilitating payment and the completion of Purchases. By submitting your information, you grant us the right to provide the information to these third parties subject to our Privacy Policy.

We reserve the right to refuse or cancel your order at any time for reasons including but not limited to: service availability, errors in the description or price of the service, error in your order, or other reasons.

We reserve the right to refuse or cancel your order if fraud or an unauthorized or illegal transaction is suspected.

4. User Responsibilities

To ensure the effective delivery of our credit repair and business funding services, you agree to:

Provide accurate, complete, and truthful information, documents, and disclosures as requested by Clear Trac Solutions, LLC.
Maintain active and up-to-date credit monitoring services as advised by us, and provide us with necessary access (e.g., login credentials) to facilitate our work on your behalf.
Promptly forward all correspondence (letters, emails, notices) received from credit bureaus, creditors, or collection agencies to Clear Trac Solutions, LLC.
Inform us immediately of any changes to your personal information or credit monitoring account credentials.
Cooperate fully with our team throughout the service period.

Your failure to fulfill these responsibilities may impact our ability to deliver the Service effectively and may affect any refund eligibility.

5. Availability, Errors and Inaccuracies

We are constantly updating our service offerings on the Service. We may experience delays in updating information on the Service and in our advertising on other websites. The information found on the Service may contain errors or inaccuracies and may not be complete or current. Services may be mispriced, described inaccurately, or unavailable on the Service, and we cannot guarantee the accuracy or completeness of any information found on the Service.

We therefore reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice.

6. Links To Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by Clear Trac Solutions, LLC.

Clear Trac Solutions, LLC has no control over, and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

You acknowledge and agree that Clear Trac Solutions, LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such third-party websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

7. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of these Terms or non-cooperation.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

8. Indemnification

You agree to defend, indemnify, and hold harmless Clear Trac Solutions, LLC, its affiliates, licensors, and their respective directors, officers, employees, contractors, agents, partners, and suppliers, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of: a) your use and access of the Service, or b) a breach of these Terms.

9. Limitation of Liability

In no event shall Clear Trac Solutions, LLC, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

10. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

Clear Trac Solutions, LLC, its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements.

Important Note on Credit Repair Outcomes: While we strive to achieve positive results for our clients, Clear Trac Solutions, LLC does not guarantee specific credit score increases or the removal of all negative items. Credit repair outcomes depend on various factors, including the accuracy of information reported by credit bureaus and creditors, your ongoing financial habits, and your full cooperation.

11. Exclusions

Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to you.

12. Governing Law

These Terms shall be governed and construed in accordance with the laws of Texas, United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.

13. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

14. Refunds

Credit Repair: If your FICO scores have not improved within 6 months of your initial payment, and provided Clear Trac Solutions, LLC has actively worked on your file for a continuous period of at least 8 months, you may be eligible for a full refund. This refund is contingent upon your full cooperation throughout the 8-month period, including providing all requested documents, maintaining active credit monitoring, and forwarding all bureau/creditor correspondence.
Inquiry Removal: If the specific inquiries that we agreed to target have not been removed within 45 business days from the purchase date, we will provide a full refund for the inquiry removal service.

15. Contact Us

If you have any questions about these Terms, please contact us at [email protected].